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Insurers' Power in Disability Claims

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Karin Rives of the Raleigh (N.C.) News & Observer ezamines the difficulties of pursing ERISA disability claims. She focuses on Roger Dean Brown’s fight against MetLife, and among other things, she notes the advantages the ERISA statute provides to insurers:

ERISA also makes disability cases hard to win. Insurers have the right to deny a claim if their own in-house doctors and nurses who review the medical information deem it baseless. That’s true even if the physicians who treat the policyholder make the opposite assessment, as in Brown’s case.

Read the full disability claims article.